Skip to content

P2P glossary

We have a list of often updated terms of the most used terms in Peer to Peer lending market. If we are missing an essential term, sent us a note. 


Every (borrower and lender) need to first sign to the platform and create account (it is normally free).


Person, who wants to invest money on a loan to earn in a return on their investment. The return comes from the interest rate paid by the borrowers.


Someone who wants to borrow money. It can be consumer or a business.

Interest Rate

The rate the borrower needs to pay back per year (percentage). Interest rates, in most cases, is fixed for the term of a loan.

Credit Scorecard

Basically, according to your financial history and the current status (working, loans, salary...) calculated score how likely you can pay back a loan.